Woodsfield Savings Bank has many products and services that are flexible and designed to meet the needs of you, wherever you might be in your financial journey. Some of the many perks of our accounts are the fact that most of our accounts have NO MONTHLY FEES with NO MINIMUM BALANCES. See information below about specific account details. We also offer specialty accounts to fit your needs, such as and not limited to:
-Trust Accounts
-Non-profit Accounts
-Custodian Accounts
-Representative Payee Accounts
And many more.
*All accounts default to having paper statements mailed to you, which is a small fee of $2 (see Fee Schedule for more details), however you are able to opt into electronic statements which make your account completely paperless, and more importantly, NO MONTHLY FEES! As always, please do not hesitate to contact us with any further questions, we would love to hear from you!
| Deposit to Open | Debit Card? | Minimum Balance | |
|---|---|---|---|
| Regular Checking | $50 | Yes | None |
| Interest Bearing Checking* | $1,000 | Yes | $1,000 |
| Business Checking | $50 | Yes | None |
| Business Interest Bearing Checking** | $5,000 | Yes | $5,000 |
| Minor Checking+ | $50 | No+ | None |
*To avoid monthly maintenance fees, an average daily minimum balance must be maintained. Interest Bearing Checking Accounts feature ‘tiers’ of higher interest rates based on your balance within the account. For more information on rates, fees and tiers, please contact one of our knowledgeable Personal Bankers!
**Business Interest Bearing Checking Accounts are also subject to ‘tiers’ and higher rates based on the balance within the account. Please contact us for more information!
+Minor Checking Accounts do not come with checks, however, it is available to have a debit card with this account. This is to make sure your Child understands how an account works before incorporating checks. For more information, contact us today!
