Woodsfield Savings Bank offers Overdraft Protection to all· account holders as an “opt-in” service. Overdrafts occur when you do not have enough money in your account to cover a charge on your account, and the bank pays it, trusting that you will repay the overdraft plus any applicable fees.

It is best to avoid overdrafts to your account by monitoring your transactions and balance, as well as maintaining adequate money – a cushion – in the account. We offer a number of ways to check your balance including online and telephone access to help you stay up to date and avoid unnecessary charges.

If you have any questions, please feel free to call a Woodsfield Savings Bank representative today!.